Photo Courtesy: India Today Group
Aizawl: Mizoram officials confirmed Sunday that 3,22,243 families now hold coverage under the second phase of the state's Universal Healthcare Scheme. The government paid out Rs 271 crore for medical bills since the initiative began in 2025. It is a massive undertaking. The current roster includes 48,091 general beneficiaries, 35,325 government workers, 11,928 pensioners, and 2,26,899 people folded in from the national Ayushman Bharat program.
Chief Minister Lalduhoma and his Zoram People's Movement launched the first phase in March 2025. Over one lakh patients used the system during that initial run, costing the state Rs 171.57 crore. Nearly 5,000 patients sought care outside state lines. Under the second phase, which started this March, 31,832 patients have already received treatment. Officials have paid out Rs 99.60 crore for these services as of August 24.
The scheme offers a tiered approach. General families pay between Rs 2,500 and Rs 10,000 annually for coverage up to Rs 5 lakh. Government staff pay monthly premiums to secure unlimited care. Pensioners swap their Rs 1,000 monthly medical allowance for Rs 2 lakh in yearly coverage. Currently, 25 local facilities and 64 outside hospitals accept the plan. Some Aizawl hospitals still refuse to join due to disputes over package rates. Officials insist payments are moving forward. "Officials said MUHCS bills are being settled in phases and efforts are being made to release payments at the earliest."
Outstanding claims remain in the pipeline. This includes Rs 1.35 crore owed to state-run hospitals and nearly Rs 5 crore owed to private clinics. Another 1,757 individual claims worth Rs 18.95 crore await final approval.
Updated at 7th September 2026 at 2:01pm
General beneficiaries now have more clarity on their costs. Those choosing a general ward pay Rs 2,500 annually, while those opting for semi-private or private cabins pay Rs 5,000 or Rs 10,000 respectively. Government employees face a sliding scale for their premiums, with monthly contributions ranging from Rs 200 to Rs 1,500 based on their specific pay grade.
The network of providers is also more granular than previously reported. Beyond the core facilities, the scheme includes 20 private hospitals, five day-care centres, and 53 private hospitals outside Mizoram, plus another 11 deemed empanelled sites. Private hospitals holding out in Aizawl cited a demand for reimbursement rates that align with what the state pays church-run facilities and out-of-state clinics.
Government officials clarified that there are no technical outstanding dues, as all bills are currently in the processing phase. This includes Rs 2.41 crore owed to three local private hospitals and Rs 2.45 crore to two private clinics based outside the state.
Updated at 7th September 2026 at 5:51pm
Records now show 4,772 patients were referred outside the state for treatment during the first phase. The network count includes 20 private hospitals and five day care centres within Mizoram, along with 53 private facilities and 11 deemed empanelled sites outside the state.
Aizawl private hospitals are demanding reimbursement rates that match those paid to church run facilities and out of state clinics before they will sign on. Officials clarified that all current bills are in the processing queue rather than stalled as technical debt. This includes Rs 1.35 crore for 13 state run hospitals, Rs 2.41 crore for three local private clinics, and Rs 2.45 crore for two facilities outside Mizoram.
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